The SoCal Buyer’s Report Checklist
Thinking about buying a home in Southern California? Don’t skip the paperwork! 🌴🏡
Before you clear your contingencies and close escrow, there are 4 critical reports you absolutely must request and review to protect your investment.
The Physical & Environmental Checks
1. Home Inspection Report: The baseline health check. Examines the roof, foundation, plumbing, and electrical systems.
2. NHD Report (Natural Hazard Disclosure): A California must-have. Maps out if the home sits in a high-risk zone for wildfires, earthquakes, liquefaction, or floods.
The Paperwork & Rules Checks
3. Preliminary Title Report: Ensures the seller legally owns the home and reveals hidden liens, easements, or debts tied to the property.
4. HOA Document Packet: (If applicable) Crucial for townhomes or condos. Reviews the HOA's financial health, reserve funds, meeting minutes, and rules on pets or rentals.
The Local Twist (South Bay Specific)
Don't forget City Reports! 🕵️♂️
Many South Bay cities require a City Report (Report of Residential Building Record) before closing. This flags unpermitted additions, zoning violations, and historical restrictions unique to the neighborhood.
Want to talk strategy or learn more about the local South Bay market? Come stop by my open house this weekend! Message me for details.