NorCal vs. SoCal real estate: Same state, completely different rules!

If you think buying a home in San Francisco is the exact same process as buying a home in Los Angeles or right here in the South Bay, think again. California real estate customs change drastically depending on which side of the state line you're on.

Here is what you need to know before you make your move (swipe through the slides to see the breakdown!):

🤝 Who Pays for Escrow & Title?

• NorCal Custom: The Buyer traditionally steps up to pay for both the Title Insurance and Escrow fees.

• SoCal Custom: Escrow fees are usually split 50/50 between Buyer and Seller, and the Seller customarily pays for the Owner’s Title Policy.

📋 When Do You Get the Reports?

• NorCal Style: Sellers often order inspections before listing, meaning buyers get a complete "disclosure packet" upfront before making an offer.

• SoCal Style: Offers are typically made first! Once you are officially in escrow, the buyer conducts their own investigations during their contingency period.

💸 County Transfer Taxes

• NorCal: Often a split or negotiated fee depending on the specific county and city.

• SoCal (Our Market!): The Seller customarily pays the County Transfer Tax to transfer the deed over to you.

No matter which vibe is your style—redwoods and drip coffee 🌲☕️ or palm trees and acai bowls 🌴🥣—navigating the local market requires hyper-local expertise.

Ready to build a winning strategy for your next move? Send me a message and let's chat! 📲📩